Get Into The Home Of Your Dreams!
There is now a way that you can buy one of our Preferred Dream Homes, even though for whatever reasons, you are not eligible at the moment for a decent mortgage. We see that there is a large group of people with less-than-perfect credit yet are capable and hard-working people, like yourself who should be owning their own home rather than renting.
The good news is that you can get started right away. We have a group of people on our Team that we work with, while working with you to help make this a reality for you.
As we work with you, we will go through your income tax situation and examine your credit to make the perfect plan for you, in order to collect an additional benefits eligible to you. We will also help to improve your current credit score to help in eventually qualifying for a mortgage you can work with.
Even though the process of qualifying for a mortgage will not happen right away, with our help, it will usually happen within 2-3 years or so for most people we work with.
The biggest benefit of this system to you is that you can love living in your own home of your dreams while saving up the money to pay for it just a few short years later!
Don’t Throw your Money away! Rent 2 Own today!
We are an organization that helps people who don’t qualify for conventional financing to buy a home.
We work with people who have insufficient down payment and/or credit problems that are in the past.
If you have a little money saved up for the option fee (like a small down payment) and sufficient combined household income, you will be able to choose one of our Preferred Dream Homes.
- You will move into the home and take over all expenses associated with operating the home (repairs, maintenance, upgrades, etc), because you are a “homeowner in training”. We will cover the property tax, condo fees, and insurance.
- You will enjoy living in the home for a period of 3 years.
- You will work diligently to repair any credit issues.
- One of our credit managers will contact you every 6 months to make you are working hard to repair your credit. If you refuse to work hard at repairing your credit, you will be evicted, forfeiting the option fee and any rent credits that may have accumulated.
- One of our property managers will visit the property once every 3 months to make sure that you are maintaining the property and not setting up a “illegal drug grow operation”.
- If all goes well, you will buy the home at the end of the time period.
- The option fee and the rent credits that you have paid will be credited towards your down payment and closing costs.
- You will be required to pay an option fee up front of 2% of the final purchase price.
- You will be required to make monthly payments. A good portion of these monthly payments will go towards your rent credits.
Example of a three year rent-to-own plan:
You select a home that costs $120,000.
You must pay an option fee, up front, of $2,400 (2% of the final purchase price).
You will then make monthly payments of $1,367, of which $367 will be a rent credit.
The option fee and the rent credit will be used to cover your down payment and closing costs when you buy the home in 3 years. No additional funds will be required!
Get started today!
Rent To Own your Own Home Quick Start Application
